Credit Card
Free credit card: what does that mean?
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You do not pay any annual fee for your Confo’Card Mastercard. This applies not only in the first year, but also in subsequent years. It applies to both the main card and any additional cards.
Issuer of the Confo’Card Mastercard: who is it?
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The Confo’Card Mastercard is issued by Cembra. Cembra is a leading Swiss provider of financing solutions and services.
New credit card: how can I order additional cards?
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Visit cembra.ch/cards to view our full credit card portfolio, featuring a wide range of attractive products.
My Design
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Create your personalized credit card: simply upload your preferred image when applying (CHF 30. – per card, one-time fee).
Benefits
Confo’ points: where can I earn them?
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Millions of online shops and stores, hotels and restaurants, airlines and car rental companies around the world accept Mastercard as a cashless payment method.
Spending: CHF 1.– = 1 Confo’ point
500 Confo’ points = 1 Confo’ voucher worth CHF 5.–.
Confo’ voucher payout
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Confo’ vouchers are paid out quarterly.
Confo’ voucher validity
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Confo’ vouchers are valid for 6 months from the date of issue.
Confo’ voucher redemption
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You can redeem Confo’ vouchers at all Conforama stores in Switzerland.
Free insurance benefits for your Confo’Card Mastercard
All information about the included insurance benefits can be found in the picture_as_pdf General Insurance Conditions .
Costs: do the insurances cost extra?
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The insurances are included with the Confo’Card Mastercard and are free of charge.
Claim: what happens after reporting a claim?
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The insurer records your personal data, determines the type of claim and organizes the appropriate assistance or payment (for covered claims). It then checks whether you hold a valid Confo’Card Mastercard.
Claim: who decides whether a benefit is granted?
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The insurer makes the decision. Cembra cannot provide information, advice or assessments regarding claims.
Insurance benefits on other credit cards: is that possible?
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No, that is not possible.
Fees and interest
“0% interest for 3 or 6 months”: when does this apply?
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Several times a year, a 0% interest promotion is offered for a duration of 3 or 6 months. For purchases of CHF 500.– or more at Conforama stores or on conforama.ch, you benefit from 0% interest during the first 3 or 6 months, provided you choose the installment option and make a monthly minimum payment of 3% of the statement amount or at least CHF 50.–.
