Sustainability

At Cembra we generate long-term value, by actively considering the interests and expectations of our most relevant stakeholders, by fostering responsible behaviour and practices and by actively contributing to a more sustainable future. We are aware of the impact of our activities and of our responsibilities towards our customers, business partners, regulators, shareholders, employees and communities. In this way, we always aim to adhere to high responsibility standards from an economic, legal, social, environmental and ethical perspective. As a forward-looking business partner, we share our expertise and innovation capacity in order to develop demand-based and reliable financing solutions.

The following documents describe our progress in the area of sustainability and provide further information.



Cembra has been assigned several sustainability ratings and is regularly being assessed by major sustainability agencies.

  • In May 2020, Sustainalytics upgraded their ESG risk rating on Cembra to “low” (from “medium) with a Score of 18.0. Cembra tops the Sustainalytics ranking in the worldwide Consumer Finance industry (1st of 112 companies) and ranks in the Top 14% of all companies in the Global Universe of Sustainalytics.

  • In April 2020, MSCI ESG upgraded the rating on Cembra to A (from BBB). Cembra ranks in the Top 36% of companies in the MSCI ESG peer group.

  • In December 2019, ISS ESG upgraded Cembra to C- (up 2 notches from D). Cembra ranks in the Top 30% of companies in the ISS ESG peer group.

  • In June 2019, MSCI ESG upgraded the rating on Cembra to BBB (from BB). Cembra ranks in the Top 50% of companies in the MSCI ESG peer group.

Please contact investor.relations@cembra.ch for further information or in case of any questions.

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