Banks and rating agencies have evaluated and assigned the following credit ratings to Cembra Money Bank AG:
| Bank / rating agency | Short-/long-term | Rating | Outlook | Last rating update |
|---|---|---|---|---|
| Standard & Poor's | Long-term | A– | Stable | 1 April 2025 |
| Standard & Poor's | Short-term | A-2 |
| 1 April 2025 |
| Zürcher Kantonalbank (ZKB) |
| A– | Stable | 19 February 2025 |