In the case of involuntary unemployment as an employed person:
Coverage of the card balance specified on the monthly statement issued immediately before the insured incident, up to maximum of 15,000 Swiss francs and a maximum of three claims. In the event of a claim, the covered amount is paid out in three steps (each step precludes the persistence of unemployment during the period):
- after the first 30 days (waiting period): 5% of the insured card balance
- after a further 30 days: 5% of the insured card balance
- after a further 30 days: 90% of the insured card balance
Please note the grounds for exclusion laid down in section VII of the General Conditions of Insurance.
In the case of serious illness as a self-employed person:
Coverage of the card balance specified on the monthly statement issued immediately before the insured incident, up to a maximum of 15,000 Swiss francs and a maximum of one claim. In the event of a claim, crediting of the covered amount occurs in one step after a waiting period of 30 days. Please note the grounds for exclusion laid down in section IX of the General Conditions of Insurance.
In the case of full incapacity to work or hospitalisation as an employee or self-employed person:
Coverage of the card balance specified on the monthly statement issued immediately before the insured incident, up to a maximum of 15,000 Swiss francs and a maximum of three claims. In the event of a claim, the covered amount is paid out in three steps (each step precludes the persistence of incapacity to work during the period):
- after the first 30 days (waiting period): 5% of the insured card balance
- after a further 30 days: 5% of the insured card balance
- after a further 30 days: 90% of the insured card balance
Please note the grounds for exclusion laid down in section V of the General Conditions of Insurance.