Why do I need CardProtect? What are the benefits?

I have a household insurance. Do I still need CardProtect?

In an emergency, can I call at any time of day or night? Does the number also work from abroad?

In practice: How exactly does the blocking work?

I had expenses when replacing the cards. How do I get my money back?

What happens if I have my card blocked by calling my bank?

Can I extend the insurance cover of my card?