Legal information

Important legal information

Please read these terms and conditions carefully. By accessing this website, sub-sites and linked websites within the Cembra Money Bank AG you declare that you have understood and recognise the following application conditions and legal information related to this website (and the elements contained therein). If you do not agree to the following conditions, please refrain from accessing this site and the pages contained therein.

Data protection, Internet and e-mail

According to Art. 13 of the Swiss constitution and data protection legislation, every individual has a right to protection of their private sphere as well as protection against the misuse of their personal data. Cembra Money Bank AG (hereinafter referred to as “Cembra Money Bank”) complies with these regulations.

The Internet is an open network, accessible to everyone. Cembra Money Bank will do everything in its power to protect my data and my privacy. All confidential data transferred between my browser and the Cembra Money Bank web server are therefore encrypted (SSL, currently with 128-bit encryption, the WWW standard for browsers worldwide). It can happen that data are sent unencrypted by e-mail to the advisers for further personal processing. Please take note that in the case of transmitting unencrypted or insufficiently encrypted e-mails, confidentiality can not be completely guaranteed.

I have also noted and agree to the occasional use of cookies to help ensure that I receive information tailored to my needs. A cookie is a piece of information stored in my browser that enables Cembra Money Bank web server to recognise my computer on subsequent visits to the company's website. I have noted that my browser can be set to inform me when it receives cookies.

When accessing and using this website and its pages, I declare that I understand that Cembra Money Bank is allowed to contact me using the e-mail address I have registered with. Any such e-mail transmission is carried out unencrypted over the Internet. Due to the fact that the Internet is a worldwide, publicly accessible network, Cembra Money Bank cannot guarantee confidentiality during transmission by e-mail. E-mails that Cembra Money Bank sends over the Internet never contain sensitive data. Cembra Money Bank never requests customers or applicants to provide or verify sensitive data via e-mail or links over the Internet. 

No offer

The information published on the website of Cembra Money Bank does not represent any invitation, offer or recommendation to buy or sell a product, to perform a specific transaction or to engage in any other type of legal operation.


The Cembra Money Bank website addresses itself only to individuals residing in Switzerland or in the Principality of Liechtenstein as well as to legal persons, partnerships and corporations domiciled in Switzerland or in the Principality of Liechtenstein.

Real and intellectual property rights

All the elements on this website, unless otherwise specified, belong exclusively and in their entirety to Cembra Money Bank (especially copyright and other rights). The elements are only freely usable for browsing purposes. If elements are reproduced wholly or partially in any form, electronic or in writing, express mention of Cembra Money Bank is required. Apart from this, the publication of any part or parts of the site must first be approved by Cembra Money Bank.

AUFINA, AUFINA FLEXI CREDIT, AUFINA FLEXI CREDITO, AUFINA FLEXI KREDIT, BANCO PROCREDITO, BANK PROKREDIT, BANQUE PROCREDIT, CARE CREDIT, CEMBRA, CEMBRA MONEY, CEMBRA MONEY BANK, CLICK FOR CASH, CHOCOLATE, CONTISSIMO, DIRECT@POS, FLEXI CREDIT, PROLIMIT, LEASE & USE, OMNIA, PRO LEASING with hook, PRO with hook, PRO with cross, PROBANCA with cross, PROBANCO with cross, PROBANK with cross, PROBANQUE with cross, PROCREDIT, PROCREDITO, PROKI with cross, PROKREDIT, PROKREDIT-KREUZ, UNILEASE & USE, UNILEASING, UNILEASING WIR MACHEN SIE MOBIL, VIAPOS, VIAPOS+, VIAPOS.CH, are registered trademarks of the Cembra Money Bank AG. No part of the site has been designed in such a way as to grant the right to use a picture, a registered trademark or a logo. Downloading or copying elements from the site gives you no rights whatsoever as regards the software or the elements on the site.

Disclaimer of guarantee or liability

Cembra Money Bank provides information and opinions whose accuracy it in no way guarantees. It declines all responsibility and can offer no guarantee that its site is fully functional, error-free or unaffected by viruses.

Furthermore, Cembra Money Bank cannot be made liable for damage (unless intentionally caused) that is incurred by accessing or using elements on the site. This also applies in cases where the individual is unable to access or use the site.


Cembra Money Bank has not examined the websites linked to the site and is not responsible for the content of other sites linked to its own. The use of links to other websites is entirely at the user's own risk.

Access restrictions

Cembra Money Bank websites are not intended for use by persons subject to jurisdictions that forbid the publication of or access to Cembra Money Bank websites. Persons subject to such restrictions are not permitted to access the Cembra Money Bank website.

Venue and applicable law

For all disputes arising between users of this site and Cembra Money Bank as a result of operating or visiting the site, it is agreed that the exclusive venue is Zurich 1. Cembra Money Bank, however, is also at liberty to sue at the user's place of residence/domicile. The applicable law is the law of Switzerland.