Terms

Payment Protection Insurance for Self-employed

The most important facts – point by point

The most important information regarding your Payment Protection Insurance for Self-employed at a glance:

  • You are insured against accident, sickness, permanent total disability or critical illness.
  • You receive up to 12 monthly repayments per a claim and up to 36 monthly repayments during the term of the financing agreement.
  • In the event of accident or sickness, financing repayments of up to CHF 2’500 are reimbursed per month.
  • In the event of permanent total disability or critical illness, outstanding balance of your financing agreement of up to CHF 65’000 is reimbursed.
  • Your repayments are insured from the day which is mentioned in the insurance confirmation. In the event of critical illness, there is a legal 30-day exclusion period.
  • There is a legal 30-day waiting period until benefits are provided.
  • For the insurance cover, the terms and conditions specified exclusively in the policy are binding; please consider the exclusion reasons.