Loans tailored to your needs

The loan that matches your plans and objectives

Cembra Money Bank can support you with a tailor-made personal loan that matches your financial situation and plans:

  • Cash Loan: The fixed-term loan with fixed monthly repayments
  • Cash Loan Plus: The loan with cash reserves and multiple cash withdrawals during the first two years
  • Financing Plus: Financing for your pre-owned car exclusively through a car dealer

Fixed-term and fixed-repayment loans

Cash Loan

Thanks to the fixed term and fixed repayments, this loan offers you the comfort of knowing what expenses you can expect each month. Gain an initial overview: use our loan calculator to calculate the size of the loan you want, specify the required term and get an immediate forecast for the monthly repayments that will need to be made. By the way: If you already have a loan with another bank, you can easily switch this to Cembra Money Bank. We can help you with this.

Loans for greater flexibility

Cash Loan Plus

Our loan with the Cash Loan Plus two-phase financing solution offers greater flexibility: The agreed loan means that you have cash available as and when you need it over the first two years. The monthly repayments remain the same; only the term can change.

The fixed-term loan with monthly repayments

SME Loan for Self-employed

The SME Loan for Self-employed Individuals is particularly suitable for people who have one-off cash requirements or would like greater financial flexibility for their business activities in the short term.

Cash withdrawals within the agreed credit limits

SME Credit Line for single-member companies

With the SME Credit Line for single-member companies Individuals, you can ensure that you have cash available at any time within the agreed credit limits and time periods – with no hassle and plenty of flexibility, just when your business needs it.

The loan to finance your car

Financing Plus

Looking to buy a pre-owned car and need the right financing? Our loans, available directly from your car dealer, will enable you to benefit from stable monthly repayments and a flexible term. At the same time, Financing Plus allows you to repay the cost of the car in full, so that the car is yours at the end of the term. Ask your car dealer about Financing Plus from Cembra Money Bank.

What exactly is a loan?

What is a loan, what types of loan are available and what is creditworthiness?

Loans: an introduction

How do I draw up a budget?

Our practical tips will help you to draw up a budget that will help you take better control of your income and expenses.

How to draw up a budget