Payment Protection Insurance

The most important facts – point by point

The most important information regarding your Payment Protection Insurance at a glance:

  • You are insured against involuntary unemployment, illness, accident or full disability.
  • Lease or financing repayments of up to CHF 2,500 are reimbursed per month.
  • In the event of disability, any outstanding monthly repayments of up to CHF 65,000 (excl. residual value) are reimbursed with a lease or financing agreement.
  • You profit even if you are covered by employers’ contributions or other insurance policies.
  • Your repayments are insured from the day which is mentioned in the insurance confirmation. In the event of involuntary unemployment, there is a legal 60-day exclusion period.
  • There is a legal 60-day waiting period until benefits are provided.
  • You receive up to 9 monthly installments per damage/loss and up to 27 monthly installments during the entire period.
  • For the insurance cover, the terms and conditions specified exclusively in the policy are binding; please consider the reasons for exclusion.