Key Competitive Strengths

Cembra Money Bank believes that its business is characterised by the following key strengths:

  • An established consumer finance franchise with a resilient, diversified and stable business model
  • A robust risk management framework, prudent risk appetite and conservative underwriting standards
  • Strong cooperation with credit card partners and auto dealers supported by high quality, solution-oriented services
  • Robust financial performance and strong capitalisation levels
  • Operating in a stable economy and supported by a strong Swiss legislative framework