Cembra Money Bank sells “payment protection” insurance products to its customers with personal loan or auto loan or lease products. It also sells “travel and flight accident” insurance and “card protection” insurance to its credit card customers, with the “travel and flight accident” insurance also being provided as part of a packaged product. In addition, Cembra Money Bank has a relationship with a leading Swiss health insurance provider through which its customers and their families can benefit from a discounted rate on health insurance (Cembra Money Bank acts only as an arranger).

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